COMPANY PROFILE:

1 Employee
Oregon

Their Need:
Recently we had a call from someone we have known in the business world, who has become a friend. He needed long-term care insurance, but was uninsurable because of poor health and a pre-existing condition.

Our Solution:
We were able to help him with an annuity product we sell, that has a long-term care arm. The annuity can be purchased, regardless of health. He has now become a client. This was very rewarding to us, and an immense relief to him.

COMPANY PROFILE:

Multiple Companies: 3-40 employees.
WA and OR

Their Need:
We have clients who have employees or spouses aging into Medicare and are confused about what will happen with their medical coverage when that happens.

Our Solution: We are able to counsel, give options and information, and help the transition into a Medicare supplement plan a smooth process.

COMPANY PROFILE:

1 Employee
Oregon

Their Need:
A client who had applied for individual insurance was declined because of health reasons.

Our Solution:
We were able to help him write a letter to appeal the decision. The insurance company reviewed his letter, took another look at his medical records and reversed their decision and offered him insurance.

COMPANY PROFILE:

15 employees
Washington

Their Need:
A client/employer recently called to say she was not able to afford her medical insurance renewal rates and was going to have to cancel the insurance for all her employees.

Our Solution:
We were able to look at another plan with comparable benefits and lower rates so that she was able to continue to offer medical insurance to her employees.

COMPANY PROFILE:

Multiple Companies: 5-50 employees.
WA and OR

Their Need: A client wanted to help give relief to his employees whose portions of their medical insurance were a hardship on their incomes.

Our Solution: We helped the client and his employees by putting a cafeteria plan in place. The employees’ contributions were pre-tax, which saved them approximately 20%.